Latest Story

The Powerful HOA – Part 3

August 3, 2009
By Tim4Homes

For most people, the only time they think about their Home Owners’ Association is when they pay the bill, or receive a notice that something is wrong.   People don’t like to pay fees, and they don’t like being told what to do, so often the HOA is only seen in a negative light.  Actually,...
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The Powerful HOA – Part 2

July 17, 2009
By Tim4Homes

Many people think a Home Owners’ Association is some distant company that tells them how to live, charges assessments, and is intent on making life unpleasant for some residents.  The residents don’t feel they have a voice, or representation. Actually, the company who sends the...
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The Powerful HOA – Part 1

July 16, 2009
By Tim4Homes

The Home Owners’ Association brings immediate feelings to residents, some good, and some otherwise !  In reality, the HOA is simply an extension of the the owners in a community which is designed to handle issues in common.  How it works is really dependent...
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Zero Down – Hazardous To Your Mental Health

June 17, 2009
By Tim4Homes

Perhaps you would like to buy a home, but you just haven’t been able to save enough for a down payment.  Recently you may have heard about a first...
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Are you sure you want to skip those payments ?

June 10, 2009
By Tim4Homes

I’m not in the loan business, so I will admit I don’t have “expertise” on this topic.  However, as a real estate agent, and homeowner for over 30 years,...
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Summertime Fun in RSM

June 3, 2009
By Tim4Homes
Summertime Fun in RSM

We’ve got to admit, when summer vacation arrives, Rancho Santa Margarita has a lot of fun activities.  Be sure to check out some of these in the upcoming...
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